Lack of a down payment is a major obstacle for many potential homebuyers. The “Dreammaker” home buyer’s program, which requires 3% down payment (may be in the form of a gift), can make your dream of home ownership into a reality.

Qualifying is Easy

To qualify for this program, simply complete the secure online form. Once your request has been processed, you will be contacted by a Certified Home Buyer consultant who will issue your Pre-Approval. Along with your “Pre-Approval Summary” will allow you to know exactly how much house you qualify for as well as program requirements.

Program Highlights

97% Financing
Loan amounts up to $417,000
No cash reserves required
Lower than normal mortgage insurance required
Seller may pay up to 3% of non-recurring closing costs
45% debt to income ratio